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ASZ International, Inc.

200 Summit Lake Drive
Suite 220
Valhalla, NY 10595

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Three things you might not know about umbrella insurance

You should consider purchasing umbrella insurance if you’re concerned about losing assets if you get sued. In this scenario, umbrella insurance from ASZ International Inc. can provide liability coverage to protect you financially.

Know these three things about umbrella insurance in Westchester, NY. 

Umbrella insurance expands upon the coverage offered by your auto and home policies.

While your auto and home insurance can cover you for liability expenses you face, there are limits on these policies. Umbrella insurance policies address the fact that these policies limit coverage by covering costs you incur more than your auto and home insurance policy limits. 

You can choose the amount of umbrella insurance coverage you need.

Consumers will typically choose enough umbrella insurance coverage to cover the value of their total net worth. It’s pretty typical for umbrella insurance to be sold in increments of $1 million. 

When calculating how much umbrella insurance to buy, it’s best to figure out your net worth. This way, you can be insured against liability expenses for everything you own to protect all your assets. 

Umbrella insurance can cover you if you’re sued for slander or libel.

Some people don’t realize that umbrella insurance can cover you if you become entangled in a slander or libel dispute.

Another party could sue you if you are accused of spreading libel or slander about that person. Fortunately, you will be covered for your expenses to mount a legal defense if you have umbrella insurance. 

Consumers in Westchester, NY can enjoy total financial security with the right umbrella insurance policy. Get a quote on a policy by contacting us at ASZ International Inc. 

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