Most states, including New York, require drivers to have the minimum bodily injury and property damage liability. However, there are still drivers driving around public roads without insurance. So what happens when you’re involved in an accident with an uninsured motorist in Westchester, NY? Find out how you can handle the situation like a pro.
Call the police
Whether there are injuries or not, it’s always wise to call the police. If you’re dealing with an uninsured driver, it’s even more important as the report will help you get the compensation you deserve and make the claim process easier.
Stay at the scene of the accident
Even if there is no damage or visible injuries and the accident seems minor, don’t leave the scene until the police have arrived.
Don’t accept money
At ASZ International Inc., we understand that auto insurance is not cheap, and neither are claims. However, that doesn’t mean anyone can drive around without insurance. The driver may attempt to pay you a specific amount to silence you and avoid legal repercussions. Don’t accept, even if there is no damage or injury.
The other driver may not have their insurance information, but they have their contact information, vehicle details, and other relevant information you might need. Don’t forget to speak to witnesses and get their contact information as well.
Document the damage
Capture any damage done to your car and take pictures and videos of the other vehicle. You should also note down the location, time, traffic signs, and the direction in each vehicle was traveling. You will need this information during the claim process.
Having enough auto insurance is the best way to stay out of trouble with the law in Westchester, NY. If you need to update your policy and increase your limits, ASZ International Inc. is always ready to help. Call us today!