The commercial insurance industry heads into 2026 facing a convergence of powerful forces—elevated catastrophe losses, economic uncertainty, and rapid AI adoption—all of which are reshaping underwriting, risk management, and insurer‑client relationships. According to Swiss Re Corporate Solutions CEO Ivan Gonzalez,…
Texas drivers are facing higher auto insurance premiums this year—even though traffic fatalities have declined. According to recent data, crash deaths dropped from 4,291 in 2023 to 4,150 in 2024. So why are rates still climbing? The answer lies in…
How Drivers Can Avoid the Most Dangerous Distractions Distracted driving is one of the leading causes of accidents on today’s roads, claiming thousands of lives each year. The reality is simple: when drivers take their eyes off the road, their…
Cybersecurity is no longer confined to the IT department—it’s a critical business issue that impacts every function within an organization. A recent report from QBE highlights a striking reality: 60% of employees believe they’ve never made a cyber mistake at…
Taking your construction business to the next level requires more than just landing bigger projects—it starts with building a strong foundation for sustainable growth. Many contractors enter the industry because they love creating and building, but scaling a company means…
Farmers Insurance is taking a bold step to address California’s ongoing homeowners insurance crisis in wildfire-prone regions. The company plans to increase the number of policies in force in distressed areas by at least 5%, contingent on approval of a…
For decades, auto insurance pricing has leaned heavily on proxies like credit scores, demographics, and historical incidents. But a recent survey by mobility data and analytics firm Arity underscores a growing disconnect between these traditional models and consumer expectations. The…
Every November 11, the nation pauses to honor the courage, sacrifice, and resilience of those who have served in the U.S. Armed Forces. Originally known as Armistice Day, this observance began in 1919 to commemorate the end of World War…
Insurance fraud is one of the most costly and pervasive financial crimes in the United States, with an estimated annual impact of $308.6 billion. While insurers are the first to absorb the blow, the ripple effect reaches every policyholder, adding…
Technology is reshaping industries at an unprecedented pace, and artificial intelligence (AI) is at the forefront of this transformation. In the independent insurance agency system, AI is not just a tool for efficiency—it’s a catalyst for a complete paradigm shift.…
