Recreational insurance is designed to protect your recreational vehicles, including boats, RVs, and ATVs. There are a few things to consider when selecting a policy. At ASZ International Inc. in Westchester, NY, we offer recreational insurance.
Determine What You Need to Insure
The first step in choosing a policy is deciding what types of vehicles you need to insure. Do you own an RV, boat, ATV, or even an airplane? All of these fall under the umbrella of recreational insurance.
Choose the Type of Coverage You Need
Liability coverage is required for vehicles that will be on the road, including RVs. This coverage pays for any costs if you’re at fault for an accident.
Consider comprehensive and collision coverage as well. Collision coverage compensates for repairs or replacements after your vehicle is damaged in an accident.
Comprehensive coverage protects you from damages not occurring on the road, such as vandalism and theft.
Consider Optional Coverage Options
Optional coverage could be beneficial. If you own an RV, you may want full replacement coverage. It covers the full cost of replacing your RV, not just the current vehicle’s value. Personal belongings coverage is also an important consideration. It handles the replacement cost for items within your RV if they are damaged or stolen. And roadside assistance can be quite helpful.
If you own a boat, consider wreckage removal and fuel spill clean-up options. Clean-up and salvage can be costly, but this type of coverage puts your mind at ease.
Recreational Insurance at ASZ International Inc.
If you need recreational insurance in Westchester, NY, contact us at ASZ International Inc. We will discuss your needs and help you choose the policy that best suits your lifestyle.