Working as an independent contractor, you have the freedom to choose the projects you want to take on and venture into both residential and commercial properties. However, the best way to secure your projects and keep your business protected is to invest in contractor insurance.
This policy is a type of commercial insurance designed to protect your business and those working for you should you be found liable for damages on a project. Several parts of contractor insurance can give you financial security, depending on the situation, should an issue arise.
Depending on what type of profession you specialize in, you can get contract insurance designed specifically for these projects. For example, you can have landscaper, roofer, or plumber contractor insurance. If you specialize in multiple professions, you can add these to your policy to give you the ultimate coverage.
Depending on the project, you may need more or fewer employees assisting in meeting your deadline. With contractor insurance, you can easily add more employees to your policy if you need to do so. When you are working on a project, your client will often ask if you are insured and have the appropriate coverage for those you employ.
If you or those working with you are found liable for damages to your client's property, you will need to cover the costs for these damages. You have the financial assistance necessary to cover these costs and keep your business secure with liability coverage.
If you are a contractor and do not currently have a policy, contact our agents at ASZ International Inc. today for assistance with getting a quote. We will work with you to determine your needs and make sure you are fully covered before your next project, giving you peace of mind.
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