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ASZ International, Inc.

200 Summit Lake Drive
Suite 220
Valhalla, NY 10595

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What Is Covered With Condo Insurance?

Many insurance companies offer condo insurance policies but what it covers is different from one company to the other, as well as the premium. However, when you purchase your condo insurance from ASZ International, Inc., serving people from New York to Connecticut, it will come with the following coverage.

Loss Assessment

You will be compensated for your portion of any losses allotted to you by the association. An accident can happen at any time where your residents incur some losses. In such a situation, the association will share the losses proportionately. In such a situation, you’ll fall back to your condo insurance policy.

Loss of Use

If your apartment is uninhabitable, for some reason, you may have to lodge elsewhere depending on when it can be fixed. You will be compensated for the cost of lodging elsewhere and the cost of your transportation to the location. 

Personal Liability

If you’re being sued for any damages, you’ll be compensated for your legal expenses from the claims against you, should you be found culpable. This is the most important coverage in the insurance policy as a single lawsuit could plunge you into debt. 

Personal Property

When your furniture, electronics, and other movable goods get damaged or stolen, you will be paid the cost. In case your apartment is razed by fire or it gets flooded, many of your appliances will be damaged. This is where this coverage comes in handy. 

Building Property

This coverage is for the unit itself and this also includes the fixtures and walls. 

Bear in mind that this coverage can vary slightly across states and insurance companies. So, before you purchase it, always take the time to check what it covers. Initially, it may sound expensive, but in the long run, you will enjoy it. In fact, it is worth the cost.

Some associations make it mandatory for condo buyers to purchase the policy. For more information, contact ASZ International, Inc. in Westchester, NY. 


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