Liability insurance for boat owners is vital, no matter what craft you have. The team at ASZ International Inc. has the experience and knowledge that Westchester, NY area residents rely on when it comes to all of their insurance needs.
Benefits of increased liability protection for boat owners
Liability protection is a no-brainer for boat owners. There are many different scenarios where you can be held responsible for damage, injury, or loss. For example:
- Your boat is involved in an accident that causes injury to a passenger.
- A vessel you are piloting causes damage to another craft or someone’s property.
- Any mishap that occurs when you are transporting your boat to or from the water.
- Someone slips and falls on your boat while it is in the marina.
This is just a very short list of the many situations that can cause a liability headache for a boat owner. If you want to avoid such an experience, liability insurance can help. When you have adequate liability protection, you can be covered for the expenses that occur in the above or similar mishaps.
While exact financial protection is dependent on the policy and coverage level that you choose, having robust liability protection is always a smart idea! If you think it’s time to take a closer look at your current boat insurance policy, give our office a call today to set up an appointment.
Let us help you find the right coverage for your needs
ASZ International Inc. is here to serve the insurance needs of Westchester, NY, area boat owners. If you would like to find out more about the range of available boat insurance policy options, give us a call today!
ASZ International Inc. provides coverage to the Westchester, NY community. We treat our clients like family. Establishing these personal relationships makes it easier for us to make sure that our clients find the policies they need to protect their assets. We will work with you to help make your life a little easier.
The Benefits Of Boat Insurance
During warm summer days in Westchester, NY, you may be one of the thousands of people who enjoy heading down by the lake to enjoy some fun. If you plan on operating your boat, you should be aware that you face possible risks on the water. That’s why boat insurance is an asset.
Boat insurance gives you a layer of security while you’re out on the water. The policy covers any physical damage to your boat due to a collision. You can also add extra coverage so that you are protected if your boat is damaged due to a natural disaster, severe weather, or a flying object.
Boat insurance also includes liability protection. If you have guests on your boat, liability protection covers you if someone gets injured. If you cause accidental damage to someone else’s property, you are also protected. You can add extra coverage to protect any accessories you have on your boats, such as an anchor or custom equipment. Extra coverage ensures that those items are fully protected if something happens.
You can also add emergency assistance coverage. This protects you if your boat suffers engine failure or another mechanical issue that you’ll receive urgent help. While you’re out on the water, remember that you’re not completely covered if you operate your boat in certain areas. Your policy will outline the places that are off-limits based on your coverage.
ASZ International Inc. Will Help You Find Coverage
Visit our website to learn more information about boat insurance.
During the summertime, being able to enjoy the weather is what many individuals decide to do. Some people end up going to the lake to cook, swim, play sports, and have a good time. At the end of the day, having fun is a great thing, but we are here to protect you and your boat along the way.
ASZ International is based in Westchester, NY, and believes in taking a different approach as an insurance company. As an agency, focusing on the fact that insurance is a crucial investment and a commodity is a better viewpoint. Protecting the investment that individuals make for their boat should be taken with the utmost care.
What are some of the things that you should focus on when searching the market for boat insurance?
Bodily injury liability is one of the most important details of your coverage. Seeing that there is typically more than one person on a boat during the summer, protect yourself from medical expenses, just in case any injury happens on your boat. Property damage liability is also vital in the worst-case scenario that you are at fault for causing damage to someone else’s boat, docks, structures, or property. Collison damage is important in case you need something replaced on your boat or the boat repaired.
Would you like to talk to one of our agents about boat insurance options available for you? Please feel free to contact us via phone call during our business hours at (800) 694-0279. ASZ International in Westchester, NY is ready to help you find the policy you need and start you off with a quote.