The Benefits Of Health Insurance Explained

ASZ International, Inc. serves the Westchester, NY community, and the surrounding areas, by offering multiple types of insurance policies. We strive to make searching for insurance a more efficient experience for our clients. We enjoy giving back, and we have established partnerships with several local nonprofit organizations.

The Benefits Of Health Insurance

Health insurance is an asset because it covers you during times when you aren’t feeling well. You will be covered if you have to go to the doctor if you are admitted to a local New York hospital. Health insurance also covers your routine checkup every year to make sure that everything is ok. Here is a look at some other benefits of health insurance.

If you visit your doctor because you aren’t feeling well and prescribe some medication, you can have some peace of mind because it will be covered through your health insurance policy.

Perhaps you suffer a serious injury that requires emergency surgery. The surgery is covered through your policy as well as your rehab. You can amend your policy to cover physical therapy, as well as counseling, if necessary. You can also add coverage to protect you if the injury is severe and you are disabled.

If you are trying different treatment methods, such as acupuncture or psychotherapy, you can amend your policy to cover you through the process. Modern health insurance policies are covering some of the recently advanced treatment options currently on the market.

If you’re pregnant, health insurance will cover you through the process. You’ll be covered regarding any care that you need before and after the birth of your child.

ASZ International, Inc. Will Help You Find Coverage

Visit our website today to learn more information on health insurance.

Navigating Open Enrollment for Healthcare

Figuring out the best healthcare plan for either yourself, your family, or your business doesn’t have to be a challenge. At ASZ International, Inc. in Westchester, NY, we want to make the process as easy as possible, so keep reading to learn about open enrollment. 

What is Open Enrollment?

Open Enrollment is the annual period during which people can enroll in a healthcare plan. For 2020, that period runs between November 1 and December 15, 2019. Want to enroll in a healthcare plan outside this period? People are only able to enroll in a health insurance plan outside of these dates if they qualify for a Special Enrollment Period based on certain life events such as getting married, having a baby, or losing their existing healthcare coverage. 

Who is Eligible for the Health Insurance Marketplace?

People must meet three requirements to enroll in health coverage during the 11/1 to 12/15 period:

  • Must live in the United States
  • Must be a U.S. citizen or national
  • Must not be incarcerated

What is the New York State of Health (NYSOH)?

The NY State of Health is an online marketplace designed to help New York residents shop for and enroll in health insurance coverage. Anyone from families to individuals to small businesses are encouraged to use the marketplace to compare insurance plans, determine costs, and select the coverage that best suits their needs. Through the online portal, people can check their eligibility for specialized health care programs like Medicaid, Child Health Plus, and the Essential Plan. In addition, applicants will be told what level of financial assistance they qualify for to help afford the health insurance plans provided by the NYSOH. 

Whether you are in Westchester, NY, or one of our surrounding communities, ASZ International, Inc. can help you find a health insurance plan that meets all your needs. Give us a call or stop by our office today for more information.